Eye Surgery near Royal Oaks Plaza
Looking for Eye Surgery near Royal Oaks Plaza? Dr. Maria Martin at Lakes Eye Care would like to offer you and your family an invitation to take a look at our state of the art office. As of late, it has become difficult to know if you are comparing apples to pears when it comes to Eye Surgery near Royal Oaks Plaza. That fact is that not all eye clicnics near Royal Oaks Plaza are the same, that is why you should do the same research when searching for eye surgery as if you was trying to hire a pediatrician, in fact even more so, since your vision could be damage forever! Don’t matter if you’re looking for Eye Surgery in Aladdin City or in Turtle Run Coral Springs give Miami Lakes Family Eye Care a try.
Be part of the fan base, come see why Lakes Eye Care is the top choice for Eye Surgery near Royal Oaks Plaza…Call us at (305) 456-7313
How Often Should You Get Eye Exams?
There are plenty responses in terms of knowing how frequently you need to get eye tests. In order to know what you need to anticipate getting in the form of eye examinations, we’re here to help you. Here is some information on how regularly you must get the eyes checked out by a eye doctor.
A great deal of eye doctor can tell you that you require an eye exam at least once per year. Some say that once or twice per year is way better, particularly if you have problems that require your eyes to get considered for stuff like damage done to them through your health issue. Take your eye well-being seriously because if you don’t, they may get in worse shape. The more time you wait for an eye examination, the greater your chances are to face troubles you will not even see coming.
Now you have a solid idea of how regularly you should get eye exams. You need to be sure you are going in at least one time a year or higher if you have health problems which need more regular visits. Locate an eye doctor in your town and go see them immediately in the event you have not had a eye test in a while. And don’t forget that Lakes Family Eye Care is best bet if you are looking for Eye Surgery near Royal Oaks Plaza!
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Common questions regarding Medical Insurance and Vision Plans
We receive numerous calls on a daily basis asking questions about their insurance or bills. I decided to answer a few of the questions that kept popping up to help patients understand more about how insurance works, and why it’s important to understand your benefits before you come into the office. Many patients do not know that they are able to use their medical insurance for their eye exam, and although they may not have a vision plan to cover their frame, lenses and contacts lenses they are still able to receive a comprehensive eye exam from a specialist.
A vision plan is different than medical insurance as it is an additional benefit that some patients may have to be used for “routine” eye exams. They also provide certain allowances to be used towards the purchase of frames, lenses, and contact lenses. Some patients may have ‘exam only’ benefits which will cover a basic eye exam for the purpose of checking if there is any vision correction such as myopia, hyperopia, astigmatism and/or presbyopia. Under a vision plan, a medical diagnosis cannot be used such as dry eye, cataracts, glaucoma, diabetes etc. Meaning, if you come into the office with a complaint or symptom your vision plan eye exam benefits would not cover that exam. We would then apply the exam to your medical insurance and charge you your specialist co-payment. Some patients will have material benefits with their Vision Plan to be used for the purchase of frames, lenses or contacts. Some vision plans have a set allowed amount, some have a discount allowed, and all use co-payment charges for upgrades like lens coatings, lens materials, and lens types. Materials like frames, lenses or contacts are not covered by your medical insurance.
Medical health plans cover many eye conditions such as dry eyes, conjunctivitis, blepharitis, styles, floaters, diabetes, hypertension, glaucoma, headaches etc. However, medical insurance cannot be used for vision conditions for the purpose of glasses and or contact lenses. However, many patients are not aware that we provide eye care by using their medical insurance. Patients are able to take advantage of their health plan for their comprehensive eye exam and we are able to work with our patients if any glasses and or contact lenses are needed outside of their medical insurance even if they don’t have a vision plan.
The chief complaint will usually determine which insurance or what benefit we will use. There are many times during a routine eye exam where we are screening for eye conditions and we find certain risk factors for glaucoma, macular degeneration, cataracts etc. At that point, we would make the determination of which insurance we will need to use for the examination. There is additional testing that will be needed to help diagnose and manage certain conditions that a vision plan will not cover. At that point, we would use the medical insurance for the comprehensive eye exam and additional testing, and use the vision plan for materials, such as glasses and/or contact lenses if needed. Patients with a chronic condition such as glaucoma, diabetes or dry eye will always use their medical insurance, which involves a specialist copayment, and in some cases meet their deductible.
This is probably our most common question, and this goes for any medical professional you use your medical insurance with. Some medical health plans have yearly deductibles that a patient must pay before the insurance company will make any additional payments. A deductible is a defined amount set up by the insurance company that the patient is responsible for paying out of pocket before the insurance pays a claim. The deductibles vary by insurance carriers and range from $0 to upwards of $2,000. The stipulations as to when the deductible gets applied also varies by plan and carrier. When we submit a claim, we are not aware of the patient has met their deductible so in those instances we will charge the patient their co-payment, and if a claim gets charged to their deductible we will then bill the patient for the remaining balance. After your deductible has been met with your insurance then every visit will only have a co-payment amount. Some insurances cover for example 80 percent of U&C fees. In those situations, we will submit a claim to your insurance company and they will let us know if any additional charge needs to be paid.
Medicare Part B covers vision care in some instances. Medicare Part B is considered a medical insurance so medical eye exams and conditions are covered. However, if a patient has had cataract surgery Medicare will cover vision correction for a pair of glasses after cataract surgery.
This is not really a common question, but it is a very useful benefit that many people are not aware of. A Health or Flex Spending account is a health benefit that some employers offer to be used for health-related expenses. Patients will put pre-taxed money aside to be used for out of pocket health expenses for you, your spouse and your children. It can be used for your co-payments, deductibles, glasses, contact lenses and sunglasses all pre-tax. A patient who has these benefits should take advantage of these savings as they usually do not roll over and must be used before the end of the year.
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